Financial Information

Inquiries about charges and payments should be directed to the Student Accounts Office. Students needing information about ways to finance their education should direct questions to the Financial Aid Office. For a complete review of Financial Aid policies and procedures, please visit our financial aid website at www.evangel.edu/financialaid.

Schedule of Fees 2007-2008

Tuition Costs Per Semester
Tuition fees Cost
14-17 credit hours $6,765.00
12-13 credit hours $6,330.00
Per credit hour, under 12 credits $528.00
Per credit hour, over 17 credits $398.00
*General Student Fee (6-11.5 credits) $250.00
*General Student Fee (over 12 credits) $330.00
Access Control Systems Fee $5.00
Audit (per credit hour) $199.00
Campus Development Fee $50.00
Board Costs Per Semester
Board plans Cost
19 Meal Plan $1,270.00
15 Meal Plan $1,215.00
10 Meal Plan $1,030.00
Room Costs Per Semester
Room plans Cost
Double Occupancy $1,290.00
Single Occupancy (when available) $2,580.00
Summer 2008 Costs Per Term
Fees Cost
5-6 credits $2,130.00
Under 5 credits (each) $426.00
Over 6 credits (each) $355.00
Registration Fee $10.00
Room: Double Occupancy $340.00
Single Occupancy $510.00
Board (lunch only Mon.-Fri.) $135.00

Schedule of Fees 2008-2009

Tuition Costs Per Semester
Tuition fees Cost
14-17 credit hours $7,100.00
12-13 credit hours $6,645.00
Per credit hour, under 12 credits $554.00
Per credit hour, over 17 credits $418.00
*General Student Fee $330.00
Campus Development Fee $50.00
New Student Orientation Fee $20.00
Access Control Systems Fee $5.00
Applied Music Fee $115.00
Board Costs Per Semester
Board plans Cost
19 Meal Plan $1,325.00
15 Meal Plan $1,270.00
10 Meal Plan $1,075.00
Room Costs Per Semester
Room plans Cost
Double Occupancy $1,380.00
Single Occupancy (when available) $2,760.00
Summer 2009 Costs Per Term
Fees Cost
5-6 credits $2,235.00
Under 5 credits (each) $447.00
Over 6 credits (each) $373.00
Registration Fee $10.00
Room $365.00
Board (lunch only Mon.-Fri.) $140.00
Other Fees (charged when applicable)
Fee Cost
Activities Fee $35-55.00
Application Fee $25.00 (online) $35.00 (paper)
Applied Music Fee: Per credit $115.00
Art Fee (varies with class) $20-100.00
Athletic Training Class Fee $10.00
Beh. Sci. Sophomore Sem. Fee $17.00
Cinematography Fee $75.00
CLEP Exam Fee (per exam) $75.00
Crime Scene Supplies and Equipment $75.00
Deferred Payment Plan Fee $25.00
Education Portfolio Fee $150.00
First Aid - CPR $10.00
Graduation Fee $50.00
ID/Proxy Fee (new students) $20.00
Late Registration Fee $50.00
Music Instrument Usage Fee $25.00
New Student Orientation Fee $20.00
PE Activity Fee (varies with class) $35-55.00
Photography Fee (varies with class) $80-90.00
Psych/Swk Testing Fee $5-25.00
Re-enrollment Fee $25.00
Science Lab Fee $15.00
Social Work Practicum Fee $10.00
Student Teaching Fee $160.00
Summer Parking $10.00
Transcripts (each) $3.00
Transcript Evaluation Fee $50.00
Vehicle Registration Fee (per year) $50.00

*Break down of general student fees

Wellness Center (includes both health and counseling services)
Excalibur (yearbook)
EU TV
Crusader Media
The Lance (school newspaper)
KECC (EU student radio station)
ESGA (student government)
Activities Board
Artist Series
Intramural Athletics
Senior, Junior, Sophomore & Freshman Classes
ESGA Student Special Projects Fund
Clock Tower Landscaping
CROSSwalk (EU student ministries group)
Technology Fee
Residence Halls/Commuter Activities Fee
Mabee Student Fitness Center

The University reserves the right to change tuition, fees and other charges without advance notice should conditions so warrant.

Estimated cost for one semester

2007-2008 2008-2009
Tuition for 14-17 credit hours $6,765.00 $7,100.00
Student fee $330.00 $330.00
Campus Development fee $50.00 $50.00
Double room occupancy $1,290.00 $1,380.00
19 Meal Plan $1,270.00 $1,325.00
ID $20.00 $20.00
NSO $20.00 $20.00
Access Cont Systems Fee $5.00 $5.00
Totals: $9,750.00 $10,230.00

Books and Supplies

Students may purchase books and supplies in the EU Founder's Bookstore. The average student will spend $400 per semester for these items. For the convenience of our students, the Bookstore accepts American Express, Discover, MasterCard, and Visa.

Methods of Payment

Student are expected to finalize all payment arrangements prior to arriving on campus.

Option 1 – Payment in Full: Personal funds, loans, grants, scholarships, etc. can be used toward payment in full at registration. Federal Work-Study funds cannot be used toward payment in full.

If enough funds are available at registration to cover your semester’s cost, you will be entitled to a one percent (1%) cash discount off the semester’s expenses, less any institutional funds.

Option 2 – Monthly Payment Plan: After the financial aid listed on your award letter (except Federal Work-Study) has been applied, the remaining semester balance is divided into four monthly payments. There is a $25 deferred payment fee per semester. There is no monthly interest charge; however, a $25 late payment fee is assessed for each late payment.

For additional information, please call Business and Finance at (417) 865-2815, ext. 7300.

Withdrawal Policy for Financial Aid

A student who wishes to withdraw from the University must contact the Vice President for Student Development to make written application for official withdrawal. The withdrawal calculation (Return to Title IV Funds) for federal financial aid is based on the date the withdrawal process was started, not the date the form was returned to the Student Development Office. The student must follow the formal withdrawal procedure. Failing to attend classes does not automatically withdraw a student from school. The student is still responsible for all charges until written application has been submitted.

Evangel takes on certain financial obligations based on student enrollment as determined at the beginning of each new school year. A student who wishes to withdraw may also assume certain financial obligations. All schools are required to implement the Return of Title IV Funds federal refund policy, which can result in significant cost to a withdrawing student. Therefore, withdrawal from school should be considered carefully. The Return of Title IV Funds relates only to students receiving federal financial aid. Students without federal funding should refer to the institutional withdrawal refund policy. A copy of the Return of Title IV Funds worksheet is available in the Financial Aid Office.

The Return of Title IV Funds is calculated by a percentage based on the number of days completed, divided by the number of days in the academic period. In the spring semester, spring break is deducted from the total number of days in the semester. Once the 60 percent point in the semester has been reached, no federal calculation is required. The withdrawal date is determined by one of the following criteria:

Students who withdraw from Evangel may receive a partial refund of tuition and room and board as follows:

Fall and Spring

Summer

Room and board is pro-rated according to the day the student leaves the Residence Hall. Federal Title IV aid refunds are distributed in the following order:

If a student paid with cash or received Evangel funds from a scholarship, grant, or loan, any credit on account is used to repay the scholarship, grant, loan, or unpaid balances. Refunds are given only if the credit exceeds the amount of the award given by Evangel.

In computing refunds, applied music fees are treated the same way as tuition.

Financial Assistance

Student financial aid is a supplement to University expenses and must be applied for each year. Aid is divided into four categories: scholarships, grants, loans, and employment. Financial assistance can also come from a variety of other sources, including federal financial aid, institutional aid, and aid from outside sources, such as private scholarships, ROTC, Veterans’ Benefits, Bureau of Indian Affairs (BIA), and Vocational Rehabilitation.

For federal financial aid, eligibility must be established by completing the Free Application for Federal Student Aid (FAFSA) available online at http://www.fafsa.ed.gov. Students and parents may apply for a Personal Identification Number (PIN) at www.pin.ed.gov which takes the place of a personal signature when one applies for the FAFSA. Federal financial aid includes Federal Pell Grants, Federal Supplemental Educational Opportunity Grants, Federal Perkins Loans, Federal Stafford Loans, and the Federal Work-Study program. For each of these, students must meet eligibility requirements as set forth by the U. S. Department of Education.

Federal Financial Aid can be denied based on a grant overpayment or a loan default that has not been rectified. Awards may also be changed for one or more of the following reasons:

The first awarding of financial aid occurs on or before April 1. No federal aid is awarded until an application for admission to the University is on file (with required fee). To receive federal financial aid, a FAFSA must be filed listing Evangel University as a college choice. EU's school code is 002463. If the application is selected for Verification, the process must be completed before a student is awarded aid. Federal aid is not disbursed unless the student’s file contains all required documents.

Students who are admitted as “special students” are not eligible for federal financial aid.

Loan Disbursements - Loans processed for the entire academic year will be disbursed in two equal installments (one per semester).

Dual Enrollment - Dually enrolled students needing financial aid to cover costs at both schools must file a consortium agreement and be registered for all classes prior to the end of the 100% drop/add period. Students dually enrolled must be enrolled at least 9 hours at Evangel to be considered for full-time financial aid.

Study Abroad - Students desiring to study abroad must first facilitate all necessary paperwork through the the office of Record's and Registration.. Financial aid may be pursued once administrative approval is granted and all required documentation is provided to the Financial Aid Office.

Priority Deadlines - All financial aid paperwork should be completed and returned prior to July 1 to ensure normal delivery of funds for the fall semester. Students who return paperwork after July 1 are subject to late processing and delayed delivery of funds. Spring applicants are expected to have all financial aid complete no later than November 15 to ensure timely delivery of funds for the spring semester. Students who do not have financial arrangements completed prior to arriving on campus may be subject to certain restrictions such as, but not limited to, suspension of class attendance, meal plans, and/or campus living.

Verification - Students selected for verification will not be packaged with federal financial aid until all necessary paperwork has been received and the process is completed. It is imperative that you respond immediately if selected as prolonging the process could cost you valuable aid. You must go online and print the Verification Worksheets and submit all necessary documentation to complete the process.

Special Circumstances - Families experiencing unusual circumstances such as death, unemployment, medical expenses paid and not covered by insurance, dental expenses paid and not covered by insurance, private tuition for secondary education, or other circumstances that might affect your ability to pay may print a “Special Circumstances Form” from our website. Extensive documentation is required. Note: Medical expenses must exceed 11% of adjusted gross income to be considered.

VA Benefits – For information regarding Veteran’s Benefits, please contact the Registrars Office at (417) 865-2815 Ext 7460.

Scholarships

General requirements for receiving any Evangel University scholarship include full-time enrollment (12 hours) each semester and one or all of the following: (a) application to Evangel University, (b) recognized scholastic achievement, (c) consistent personal character and spiritual conduct, and (d) financial need. Except for scholarships which require a certain GPA for renewal, all scholarships must be applied for annually.

Applications for all general scholarships should be made through the Financial Aid Office. For new students, application forms are provided in the admission packet. For current students, applications are available in each department.

Academic Scholarship Information


Half and Full
Tuition
Presidential
Scholarship
Academic
Achievement
Scholarship
EU Honor
Scholarship
Am I Eligible?

Awarded to freshman with a minimum of 3.8 cumulative GPA and either a 30 ACT or 1260 SAT.

All recipients must maintain a cumulative GPA of 3.8.

Awarded to freshman with a minimum of 3.4 cumulative GPA and either a 28 ACT or 1150 SAT.

Transfer students must have a minimum cumulative GPA of 3.6.

All recipients must maintain a cumulative GPA of 3.6.

Awarded to freshman with a minimum of 3.2 cumulative GPA and either a 26 ACT or 1060 SAT.

Transfer students must have a minimum cumulative GPA of 3.4.

All recipients must maintain a cumulative GPA of 3.4.

Awarded to freshman with a minimum of 3.2 cumulative GPA and either a 24 ACT or 980 SAT.

Transfer students must have a minimum cumulative GPA of 3.2.

All recipients must maintain a cumulative GPA of 3.2.

How Much? 2 full-ride and 10 half-ride (tuition only) scholarships awarded per year to qualified students. $2,500 per year to qualified students. $2,000 per year to qualified students. $1,500 per year to qualified students.
How Long?

Renewable for up to four years to students who maintain the required GPA and comply with university standards of conduct.

Award remains the same through undergraduate degree except when GPA drops below renewal requirement.

How Do I Qualify? Applications are required (PDF). Contact Office of Admissions at 417-865-2815 ext.7262

Academic scholarships are available to undergraduate students based on your high school grade point average (GPA) and either your ACT or SAT test score. ACT score is based on English, Math, Reading and Science only. SAT is based on Critical Reading and Math only. The essay portion of either test does not factor into the scholarship calculation.

Transfer students who have not completed two consecutive full-time semesters or quarters must use the same formula as a first-time freshman and must submit an official high school transcript.

Deadline? Jan. 15 Aug. 15 Aug. 15 Aug. 15

Matching Church Leadership Scholarship (no maximum from sponsoring church; maximum contribution of $500 from Evangel University). GPA of 3.000, ACT 22 / SAT 910. Application required.

To renew this scholarship, a student must maintain a cumulative GPA of 3.200 and also complete a renewal application.

For the scholarships listed above, the eligibility for first-time students who transfer a minimum of two consecutive full-time semesters/quarters is determined by the cumulative GPA from the transferring school. The qualifying cumulative GPA for these scholarships is the same as the GPA required to renew the scholarship for current students. The eligibility for students with fewer than two consecutive full-time semesters/quarters in transfer is the same as for first-time freshmen.

The Legacy Scholarship provides $1000 to first-time freshmen students at Evangel University. This scholarship is available to students who have a parent who attended and graduated from Evangel University, have earned a minimum 3.2 cumulative grade point average on a 4.0 scale, have earned an ACT composite score of 22 or above or SAT total score of 910 or above (not including the written portion of the ACT or SAT), and have enrolled as a full-time, first-time Evangel student. Student is required to complete Legacy Scholarship Application.

The Valedictorian Scholarship provides $500 for the freshman year at Evangel University. This scholarship is available to first-time freshmen only and is non-renewable. A student's high school class enrollment must be greater than five.

Academic Departmental Scholarships range from $500 to $2,000 a year. The academic departments select recipients. The annual deadline for application is January15.

Performance Scholarships are offered by the Athletic area, the Forensics area, and the Department of Music. Correspondence should be directed to these departments because they award these scholarships according to skill and ability. The Department of Music requires an audition (or other alternate performance arrangement) as a part of the application.

ROTC Scholarship information is listed under the Military Science program in the Department of Social Sciences.

National Fine Arts Festival Scholarship: A student must receive a "Superior With Invitation" or the "Award of Merit" at the National Level by the end of the junior year in high school in order to be eligible for a $2,000 Fine Arts Award. A copy of the Award Certificate and a completed Application for Fine Arts Festival Award must be received before a student can be considered by the Fine Arts Committee. This scholarship isnonrenewable.

Regional Royal Ranger Of The Year provides $500 for each regional winner for the freshman year at Evangel University. This scholarship is nonrenewable.

Endowment and Private Scholarships are provided by the earnings of the principals of endowment funds given by alumni and other friends as personal donations or memorials in honor of loved ones. Applications for all scholarships should be made through the Evangel University Financial Aid Office during a student's senior year of high school or before transferring from another institution. Application forms are included in each admission packet. Current students may apply in the academic departments. The deadline for application is February 15. Current endowment and private scholarships include the following:

A. D. Swartzrauber
Adena Seguine Holsinger Piano Scholarship
Aladdin Food Service Management
Alexander Vazakas Memorial
Allan and Udell Lawrence
Alumni
Amy Dawn Marks Memorial
Angela Dawn Sydnor Memorial Music Scholarship
Arlene C. Culbertson Memorial Music Scholarship
Arthur C. and Josephine M. Pence
Ashcroft
Barry and June Kean Memorial Music Scholarship
Beeman
Behavioral Science Alumni
Ben Messick, F.R.S.A. Memorial
Bessye Hillin Memorial
Bette Grimm
Betty L. Palma Endowed Piano Scholarship
Beverly (Jones) Lewis Music Scholarship
Beverly Lewis Writing
Bill and Georgia Gunn Brass Scholarship
Billie Davis Sociology
BKD, LLP Accounting
Bradley Charles Palmer Memorial
Bresson Memorial
Business and Economics Alumni
Buskirk
C. Lewis "Lew" Welker Memorial
Caldwell Academic
Calvin Johansson Music Scholarship
Calvin and Ella Mae Hawkins Music Scholarship
Carl A. and Edith B. Logsdon Communcation
Carol Redlich Duncan
Charles W. Elmendorf Memorial
Cherry Sharpe School of Education
Christian Fidelity Foundation Computer Science
Christian Fidelity Music Scholarship
Christopher L. Moore
Class of 84
Clopine
Communication Alumni
Constance Lee Altman Memorial Scholarship
Cori Holsinger Hartje Graduate Academic
David C. Richardson Memorial
David M. Webb
David M. Webb Engineering
Delta and Donald Aldrich Music Education Scholarship
Dorothy Mae Riepma Memorial
Doyle Burgess Memorial
Dr. Wesley Ward
Dr. Loy & Dr. Lora Ligate
Dr. & Mrs. Max Martin
Dr. Alex Karmarkovic
Dr. Alma Smith Honored Business Faculty
Dr. Donald Pearson Physical Education
Dr. E. Louise Reddick-Frennesen Honored Business Faculty
Dr. J. Calvin Holsinger
Dr. Nonna D. Dalan Memorial
Edna (Freeman) Baker Voice Scholarship
Education Alumni
Elizabeth Fletcher Honored Business Faculty
Elsie M. Elmendorf Memorial
ESGA
EU Business Development Council
Evangel "e-business"
Evangel University Auxiliary
Evangel University Auxiliary Life Membership
Evangel University Founders
Evangel University Memorial
Gary and Janet Cook Drama
Gene L. Mills Engineering
General Council Minority
General Mills
Glen and Ann Ahlf
Grace Walther Memorial
Grady and Janice Manley Music
Great Commission
Guy E. Basye Memorial
Gwen Jones Memorial Organ Scholarship
H.R. & Alice M. Swingle Memorial Music Scholarship
H.W. Sanders Memorial
Harland A. & Dorris V. Kingsriter Memorial
Hazel Boone Memorial
Helen C. Davis
Henry Krause Memorial
Herbert S. Killen Memorial
Hillcrest Children's Home
Holsinger Athletic-Academic Excellence
Homer Menzies Missions
Honored Business Faculty
Inez H. Spence Memorial
Ira J. Bixler Memorial
J. Philip & Virginia Hogan
James and Sylvia Parrish
James P. Teuber Memorial
Jan Sylvester Memorial
Jennifer Lynn Spence Piano Scholarship
Jewel Mills
Jewell Hubbard Trump Memorial Music Scholarship
Jim and Naomi Ramsey Music Scholarship
Joel Chaney Honored Business Faculty
John and Mary Seregow
John Dickinson Memorial
John Hearn Memorial
Joseph P. Wannenmacher Memorial Violin Scholarship
Joyce Linn Memorial
Juanita V. Haiduk
Julia LaBruto Memorial
K. Duane and Frances E. Cook
Kay (Daniel) Harrison Piano Scholarship
Kendrick-Karmarkovic-Holsinger Award
Kenneth and Valna Ligate Memorial Piano Scholarship
Klaude & Mable Kendrick and Vivian K. Reddick
Kujawa Keyboard Music Scholarship
Kurt Schubert Memorial
L.L. Jack and Alma Mae Thornton Memorial
Lance and Frances Grantham Music Scholarship
Leandra Esposito Memorial
Lee Weaver Memorial Band Scholarship
Leland and Avis DeSpain
Leland and Garnet Mizelle
Leonard and Amy Scheusner Memorial
Leroy and Oleen Judd
Lois Ephraim Writers
Lon and Stella Calloway
Lucile Morris Upton
Macy Mitchell Track & Field Performance
Marie Moynahan
Mark and Casey (Snavely) Bass Memorial Music Scholarship
Marrianne Bjornsen Christianson
Mary Ann McCorcle Memorial
Mary Jane Sparks Memorial Woodwind Scholarship
Matt Metzger Family
Max and Audrey Ephraim
Max and Carolyn Williams
Michael Ashline Milburn C. Elmendorf Honored Business Faculty
Mr. and Mrs. Clifton O. Clark
Music Alumni Scholarship
Myrtle L. Schmidgall Memorial Music Scholarship
Neil Wallace Memorial Voice Scholarship
Nelson- Hill Memorial
Netzel Memorial Violin Scholarship
Noel Perkin Memorial
Oliver and Erna Smith
O'Reilly General Army Hospital
Orville and Mary Helen Shaklee
Ozark Handbells Festival Scholarship
Pathways English
Pauline Chism Memorial Music Scholarship
Peter DiTomassi Memorial Music Scholarship
Phi Beta Lamdba Club
Phi Sigma Tau Philosophy Honor Society
Ralph B. Lanning Memorial String Scholarship
Ralph K. Wilks Memorial
Raymond K. Schmidgall Biblical Studies
Remer Social Work
Rev Bert and Charlotte Webb Memorial
Rev. and Mrs. T.H. Spence
Rev. Thomas Jr. and Lois Paino
Rex and Imogene Miller
Richard Champion Memorial
Rita Shepherd Nicholson Memorial Brass Scholarship
Robert B. Snell Memorial Music Scholarship
Sara Mudd Drama
Sarah Jellison
Science and Technology Alumni
Science Education Scholarship
Smith-Glynn-Calloway Medical Foundation
Social Sciences Alumni
Stair Family Athletic
Tammy Harris
Thallander Pipe Organ Scholarship
Thomas and Laura Ardovino
Thomas E. Nickel Memorial
Thomas F. Zimmerman Memorial
Thomas Joseph Spence Memorial
Thomas Paino III Memorial
Troy and Marjorie Compton
Twila Brown Edwards
Udell Lawrence Memorial
Vekasy Memorial
Victor O. and Esther G. Hubert Memorial
W. Thurman Vanzant Graduate
Wanda Cuthbertson Memorial
Wanda Shows Memorial Voice Scholarship
Webb Family Computer Science
Whaley Family
William Owen Fields Memorial
Wm Robert & Mildred Willis Memorial Music Scholarship

Grants

Application for a Federal PELL GRANT is made by completing the Free Application for Federal Student Aid (FAFSA). Unlike a loan, a Federal Pell Grant does not have to be repaid. Federal Pell Grants are awarded only to undergraduate students who have not yet earned a Bachelor's degree. For many students, the Federal Pell Grant provides a foundation to which other financial aid may be added. Funding for the Federal Pell Grant is established yearly by the U.S. Department of Education.

Application for the Academic Competitiveness Grant and the National SMART Grant is also made by completing the FAFSA. Like the Federal Pell Grant, the Academic Competitiveness Grant and the National SMART Grant do not have to be repaid. Academic Competitiveness Grants will be available to students for their first and second years of college.

National SMART Grants will be available to students for their third and fourth years of college.

Students in public or private schools, home-schooled, or enrolled overseas in Department of Defense schools have several options by which to demonstrate successful completion of a rigorous secondary school program of study, thereby establishing their eligibility for Academic Competitiveness Grants. For the 2006-07 academic year, the following options will be immediately recognized as demonstrating successful completion of a rigorous program of study:

All States have the option of identifying additional secondary school programs of study for the Secretary to recognize as rigorous.

The Federal Supplemental Educational Opportunity Grant (FSEOG) is available to undergraduates who have exceptional financial need (that is, students with the lowest Expected Family Contributions or EFC’s). It gives priority to students who receive Federal Pell Grants. An FSEOG also does not have to be repaid. Application is made by completing the Free Application for Federal Student Aid (FAFSA). Students who qualify for an FSEOG may receive from $500 to $1000 per year.

Endowed Grant - Hillcrest Children's Home Grant - A student must have resided at the Hillcrest Home for part of his/her life.

Loans

Students must be attending school at least half time to receive a Federal Perkins Loan, Federal Subsidized Stafford Loan, Federal Parent Loan for Undergraduate Students (PLUS), Federal Additional Unsubsidized Stafford, or Federal Unsubsidized Stafford Loan. All these loans MUST be repaid.

The Federal Perkins Loan is a low-interest (5 percent) loan for students with exceptional need. The University is the lender and the loan must be repaid. EU makes the loan with government funds and a shared contribution from the school. Eligibility must first be established (see general information under Financial Assistance); students who qualify may receive between $1,000 to $1,800 a year. Repayment begins either nine months after graduation or the termination of half time enrollment. Students are required to complete a Federal Perkins Master Promissory Note.

The Evangel University Student Loan (EUSL) is available through the Financial Aid Office to junior and senior students who meet eligibility requirements. Repayment (at 6 percent interest) begins 6 months after graduation or the termination of half-time enrollment. A EUSL Promissory Note must be signed in the Financial Aid Office, and the loan is repaid to EU.

FFELP Stafford Loans are the U. S. Department of Education’s major form of self-help aid. FFELP Stafford Loans are available through the Federal Family Education Loan (FFELP) Program. Students wishing to participate in the FFELP Program are required to complete a Free Application for Federal Student Aid (FAFSA) to determine eligibility for a subsidized or unsubsidized FFELP Stafford Loan. Students are also required to complete a Master Promissory Note (MPN). This loan currently provides a maximum of $2,625 for the freshman year, $3,500 for the sophomore year, and $5,500 for both the junior and senior years with a maximum total of $23,000 for the undergraduate program. Effective July 1, 2007 the loan limit for freshmen will increase from $2,625 to $3,500, sophomore loan limit will increase from $3,500 to $4,500. Loan limits for junior and senior years will remain the same along with the aggregate limit of $23,000. Repayment begins six months after either graduation or termination of half time enrollment. The Federal Government will absorb all interest on subsidized FFELP Stafford Loans until the repayment period begins. A Master Promissory Note for the FFELP loan program must be received before the Financial Aid Office can process the loan. For your convenience, this may be facilitated electronically on our website.

The Federal Parent Loan For Undergraduate Students (PLUS) enables parents with good credit histories to borrow the educational expenses for each child who is a dependent undergraduate and is enrolled at least half time. Parents must meet citizenship requirements and may not be in default or owe a refund to any student financial assistance program. A PLUS loan pre-approval form is available to parents wishing to pursue a Federal PLUS loan at EU's Financial Aid website at www.evangel.edu/financialaid. Repayment begins after the second disbursement. For more PLUS loan details, visit our website.

FFELP Unsubsidized Stafford Loans mirror the FFELP Stafford Loan's terms and conditions concerning loan limits, deferments, and interest rates. However, the federal government does not provide in-school interest subsidies. This makes a loan available to every student regardless of income. The student is responsible for paying interest on a monthly or quarterly basis during in-school, forebearance, and deferment periods. Alternatively, the student may allow the interest to accrue and be added to the loan balance at repayment.

Federal Additional Unsubsidized Stafford Loans are available for independent students and dependent students whose parents do not qualify for the credit-based Parent PLUS Loan. Please note that parents of dependent students must first apply and be denied the Federal PLUS Loan. Parents must be unable, not unwilling, to receive the Federal PLUS Loan. Freshmen and sophomores are eligible for up to $4,000 a year, while juniors and seniors are eligible for up to $5,000 a year. The student is responsible for paying the interest during in-school, forebearance, and deferment periods. As with the FFELP Unsubsidized Stafford Loan, interest may be paid monthly or quarterly or added to the loan balance.

Private Loans are available to students who need money to fill the gap between what federal aid and scholarships cover and what they need to pay the balance of the school bill. Private loans require a credit-worthy co-signer. Interest rates vary among lenders. This is NOT a federal loan program. Repayment does not begin until six months after the student is no longer enrolled at least half time; however, interest accumulates during periods of enrollment. For more information about a private loan, Please visit our website at www.evangel.edu/financialaid.

Employment

Federal Work-Study program eligibility must be established by completing the FAFSA as described in the general information under Financial Assistance. The awarding of a Federal Work-Study position does not guarantee employment; it merely establishes eligibility. Job opportunities within this program include both on-campus employment and off-campus community service. Students work an average of 10 hours per week. They are paid the federally established minimum wage and may choose to have their work-study earnings automatically deposited into their student account. Arrangements for direct deposit must be made through the Payroll Office. Job openings are posted online at our financial aid website; however, it is the student's responsibility to schedule an interview and secure employment.

Campus Employment. Under this program, a limited number of on-campus jobs are available to students. The Payroll Office can provide both eligibility requirements and availability of positions. Most jobs average approximately 15 hours per week, and students earn the federally established minimum wage.

Student Job Service. The Academic and Career Development Center assists current students and their spouses in locating part-time employment in the Springfield area. Students desiring such employment should have available transportation, although the city provides a local bus system. The Student Job Service acts as a referral service for local employers seeking part-time employees.

Satisfactory Progress

All students must meet the requirements of both Quantitative and Qualitative satisfactory academic progress to receive federal aid. The academic records of all aid recipients are reviewed at the end of each spring semester to determine if they are in compliance. Students who have been out of compliance in a previous year may have their record reviewed at the end of each term.

The academic policy at Evangel University is designed to enable students to achieve graduation requirements. A grade point average of 2.0 is required of all students to graduate from Evangel University.

Federal regulations require the Financial Aid Office to carefully monitor academic progress for all students receiving federal financial aid. A student must be making satisfactory academic progress in order to continue receiving financial assistance (institutional or federal). Satisfactory academic progress consists of two elements: qualitative and quantitative.

For financial aid purposes, a student cannot be on academic probation for more than two consecutive semesters. Students must regain eligibility by the end of their probation to receive financial aid for the following year.

For Quantitative Satisfactory Academic Progress, students must complete at least 67% of the number of credits for which they enroll each semester to remain eligible for federal financial aid.

For Qualitative Satisfactory Academic Progress, students must meet the following academic standards determined by the number of semester hours earned, as indicated by the following scale, to remain eligible for federal and institutional financial aid:

GPA Requirements
Semester Hours GPA
1 – 29.5 1.5
30 – 44.5 1.7
45 – 59.5 1.9
60+ 2.0

Maximum Time Frame: In order to maintain aid eligibility, students must complete their degree objective within the following credit hour maximum. Associates Degree - 96 hours and for a Bachelor's Degree - 186 hours. Students automatically become ineligible for federal financial aid at the point the Financial Aid Office determines that they cannot earn their Bachelor's degree before reaching 186 hours or with full-time attendance within six years.

FINANCIAL AID ELIGIBILITY WILL BE TERMINATED FOR:

RE-ESTABLISHING AID ELIGIBILITY: Before aid eligibility can be re-established students must meet the qualitative and quantitative requirements as set forth above. This may require the student to attend another college or university to bring up their G.P.A and meet the necessary hours for progression. Students not suspended by the university may continue without any financial assistance.

APPEAL PROCEDURE: If academic deficiencies were the result of unusual and extenuating circumstances, students may explain those circumstances to the Financial Aid Appeal Committee. This appeal form is available on our website. Appeals must reach our office no later than two weeks prior to the beginning of an academic year. Appeals for prior semesters are not considered. Students will receive written notification of the committee’s decision. If the appeal is denied, students may request a personal hearing with the committee. The decision of the Financial Aid Appeal Committee is final.