Frequent Financial Aid Questions

What is financial aid?

Who is eligible for federal financial aid?

How do I apply for financial aid?

Do I have to apply for financial aid every year?

Do I have to wait until I’m admitted to apply for financial aid?

What is the difference between a loan and a grant?

What kinds of loans are there?

What’s the difference between subsidized and unsubsidized Direct loans?

How much federal aid will I get?


EFC: Expected Family Contribution

FAFSA: Free Application for Federal Student Aid

PIN: Personal Identification Number

SAR: Student Aid Report

Satisfactory Academic Progress


The links below are external links that can help provide more information to questions or concerns you may have when it comes to financial aid.

Expected Family Contribution (EFC) Estimators:

Student Financial Services


(417) 865-2815, ext. 7300

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